Across

2. Appreciated

4. Dividends

6. Exclude

8. Gifts

10. Defer

13. Accelerate

14. Receipt

16. RMD

17. Bonus

18. Flexible

 

Down

1. Convert

3. Dispose

5. Withholding

7. Education

9. Purchase

11. Exemption

12. Appraisal

14. Recognize

15. Consult

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